Older adults or persons with disabilities may require long-term care. This can include nursing homes or other assisted living facilities. Medicaid can help with this often overwhelming endeavor — but you might not know where to begin. However, if you know that you (or a loved one) will need care in the immediate or distant future, you can save yourself stress and worry by planning for Medicaid now. The first step is for you to find out if you meet the Texas state Medicaid eligibility requirements.
How Does Medicaid Help Me?
For older adults and persons with physical or intellectual disabilities, long-term care can become expensive. They or their caretakers may not have the means to access nursing homes or extended care, despite their needs.
Medicaid helps relieve that burden. It is a state and government program that provides free or low-cost health care services to individuals with need.
Do I Qualify?
Eligibility depends on a few factors, including income. Here is a brief overview of Texas state Medicaid eligibility requirements. You must:
- Reside in the state of Texas
- Be a U.S. citizen, national, permanent resident, or legal alien
- Be in need of health care assistance
- Be low income to very low income
You must also meet at least one of these conditions:
- You are pregnant
- You are responsible for a minor (younger than 18 years old)
- You are blind
- You have a disability or a relative in your household with a disability
- You are 65 years old or older
To learn more about the requirements you need to meet, visit the Texas Medicaid website.
What if I Make Too Much Money or Have Too Many Assets?
Your best option is to contact a knowledgeable Elder Law Attorney. They can tell you more about the income and asset rules for Medicaid.
If you need help qualifying for Medicaid, a skilled attorney can also help you with asset protection planning.
Secure Your Future Through Medicaid Planning Today
When you plan in advance for long-term care, you can raise the quality of life for yourself or the loved ones you care for while reducing stress. If you prefer an experienced lawyer to guide you through the Medicaid planning process, call Whitney L. Thompson, Esquire at (979) 318-5079.