Long-Term Care for Aging or Disabled Parents: Are You Prepared?

A critical thought facing many families is the question of who will care for their parents in the long run. If your parents are elderly or live with a disability, the question becomes even more important. They may not be able to go about their everyday activities independently. As a result, they may require long-term care.

Many times, relatives or family friends will provide this care for free. For others, nursing homes, assisted living facilities, or in-home medical providers work best.

If you have not considered this question yet, it is essential to start thinking about it now. As your parents age, they become more susceptible to limited mobility and certain health conditions, such as Alzheimer’s. Solidifying their wishes for long-term care in legal terms will make the process easier for all parties in the future.

What is Long-Term Care?

Long-term care is meant to provide for an individual’s personal and healthcare needs for shorter or longer periods of time. Your aging or disabled parents may need care for several months or for the rest of their adult life. For example, if your parent is recovering from an operation, then they may need help for a few months until they regain their independence.

This care can help your parents with everyday living or homemaker services, including help for:

  • Bathing
  • Dressing
  • Eating
  • Moving about
  • Taking medications
  • Using the restroom
  • Preparing meals
  • Doing household chores

What Are My Options?

Fortunately, you have a wide range of options to provide your parents with long-term care. If your time constraints do not allow you to care for your parents in the long run, then another relative or family friend may step up to this responsibility. But when this is not an option, you can consider other services.

You might:

  • Hire an in-home nurse
  • Pay for a nursing home
  • Consider an adult day care center
  • Hire a home health agency for personal care and home services
  • Purchase an Emergency Medical Alert system
  • Pay for Senior Transportation Services

These are just a few of your options. Your community may have other services for elderly or disabled individuals in your area.

In other cases, you may have money constraints that do not allow you to pay for someone else to take care of your parents. In this case, you may consider Medicaid in Texas.

Medicaid can help you and your parents afford necessary long-term care. However, you do need to meet a few conditions. For general information about whether you qualify for this program, read our post on meeting Texas Medicaid eligibility requirements here.

Plan Your Parents’ Future Now

Your parents should plan their future sooner rather than later. When they consider their options now, they can learn about the services in their community and consider the costs before they need care. This proactive planning can save you plenty of stress and worry when the time comes.

Finding your options and planning your parents’ long-term care can be overwhelming. If you need an experienced attorney to guide you through the process, call Whitney L. Thompson, Esquire at (979) 318-5079.