Medicaid Planning

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People are living well into their eighties, nineties, and even beyond today. The quality of our healthcare system, technologies, and life-saving techniques have offered us a better quality of life and longer life expectancy. And while this is a good thing, many people are now finding that they are outliving their financial resources. Many individuals will find that they are in need of costly nursing home care but will be without the resources to pay for it.

If you or a loved one are considering long-term care in Houston, it is critical to approach it proactively. Houston Medicaid planning attorney Whitney L. Thompson has supported and guided families and individuals who are making important decisions about their futures. Comprehensive estate planning is critical for anyone in today’s world, and she and her team are dedicated to protecting her clients’ needs to ensure that their lives are lived fully, and their wishes are considered.

To speak with experienced Houston Medicaid planning lawyer Whitney L. Thompson, call (281) 214-0173 today.

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The Financial Vulnerability of Older Adults in the United States

Many older Americans will not be able to afford nursing home care on their own, yet available public assistance programs make it difficult to qualify. This leaves many older adults financially exposed and insecure in their later years. 

Unfortunately, our system in the United States can be a confusing set of state and federal programs. Proactive Medicaid estate planning with a professional Houston Medicaid planning attorney can enable older adults to qualify under stringent Medicaid eligibility rules while preserving their hard-earned assets. 

Estate planning in Houston can prove to be complicated if not done correctly. If you are thinking about the future of an elderly loved one and want to make sure their benefits are secured, speak to the skilled Medicaid planning attorney Whitney L. Thompson. Attorney Thompson has helped many Houston families when it comes to estate planning and Medicaid planning. 

The knowledge and care found here are top tier. Attorney Thompson is extremely smart and very kind. She will work tirelessly to get you out of any situation that you may find yourself in. I definitely recommend her services to any and all who are in need of a family attorney. You won’t regret it!

The Cost of Long-Term Care in Houston

As of 2021, the average cost of assisted living in Texas was $3,988 per month or over $47,000 per year. And this is just the average.

Despite popular belief, Medicare does not cover the costs of institutional assisted living such as nursing home care. This leaves individuals to come up with these costs through very costly long-term care insurance policies or out of pocket. Even if you have a substantial nest egg saved, the cost of nursing home care can quickly deplete those savings.  In most cases, these costs are more than average families can afford to maintain.

Estate planning attorney Whitney L. Thompson can assist aging individuals and their families with planning options for long-term care without depleting important assets. Whether you are taking a proactive stance in planning for the future or are dealing with an imminent family crisis, she will explore actions that can protect assets while applying for the Medicaid assistance you need.

Call us today at (281) 214-0173 to schedule a consultation.

Attorney Whitney Thompson is a great attorney. I refer people to her law firm because I know she has the experience and professionalism necessary to deliver competent legal services. Do not hesitate to call this attorney should you need honest representation.

How Medicaid Can Be Used For Long-Term Care

For aging adults in Texas, long-term options should be considered in order to live out a quality life into our extended years. Medicaid will pay for some or all of the costs associated with long-term care, but these benefits are limited to those who can qualify under the very stringent asset and income guidelines.

Despite the fact that Medicaid is the largest provider of nursing home benefits in the United States, the program was designed primarily to assist low-income individuals. Consequently, to be able to qualify for Medicaid benefits in Texas, there are strict asset and income caps.

Many older adults have income and assets that exceed Medicaid’s eligibility requirements which leaves them unable to qualify for Medicaid long-term care benefits. Last-minute transferring of assets to attempt to qualify is not an option as Medicaid has a look-back period of five years. This means that any transfers of assets made in the five years prior to application will be counted against that income and asset eligibility.

Elder law attorney Whitney L. Thompson has spent her career helping families with Houston Medicaid planning and long-term care planning for their loved ones. Elder law and estate planning in Houston can be complicated and it is important to seek a law firm that may be able to provide you with more information on Houston elder and ensure the protection of your elderly family members.

To speak with attorney Whitney L. Thompson about elder law Medicaid planning, call us today at (281) 214-0173.

Estate Planning with Medicaid Eligibility in Mind

Fortunately, some estate planning tools and options can assist individuals with eligibility requirements without having to needlessly “spend down” or give away their assets to qualify for Medicaid. 

For individuals who are considering using Medicaid for long-term care, it is important to begin planning for this in advance of need. Proactive estate planning with the assistance of a Houston Medicaid planning attorney is crucial to ensure that you can qualify for the benefits you need when the time comes to apply for Medicaid.

At the Law Office of Whitney L. Thompson, we will consider your entire financial picture and offer serious estate planning strategies to enable you to seek Medicaid benefits while preserving your assets.

Medicaid Planning in Texas

When an individual qualifies for Medicaid, it will cover all the necessary services for long-term care. But Medicaid is complicated, and you will need to consider the complex rules and regulations imposed by the program. Getting the assistance of a skilled Houston Medicaid planning attorney will help you navigate the process and legally establish eligibility for Medicaid benefits.

Elder law attorneys in Houston understand the importance of estate planning with Medicaid crisis planning in mind. Caring for the needs of an elderly loved one can be overwhelming, especially if you have not done it before. Ensuring their future medical and financial protection should be on top of your list. Speaking with an experienced Houston estate planning attorney is important in these situations.

At the Law Office of Whitney L. Thompson, we help our clients structure their financial resources to ensure that they can be accepted into the Medicaid programs when the necessity arises. This is done through the creation of various estate planning devices such as trusts, asset transfers, and the conversion of countable assets into exempted ones.

Call us today at (281) 214-0173 to schedule a consultation about what best suit your family’s needs. 

She represented me in a case concerning guardianship over my grandson. It was a very time sensitive matter and we won the case. I am very grateful for her, because my grandson has stability and is growing up loved beyond measure. Attorney Whitney Thompson is very passionate and she truly cares for the people.

Qualifying for Medicaid for Long-Term Care

Qualifying for Medicaid for long-term care benefits requires that you meet the qualifications established by the state of Texas. Under these requirements, your assets and income are strictly limited. 

But some assets are exempt from Medicaid consideration. These include:

  • The value of your principal residence up to $636,000 (2022 adjustment)
  • Any real estate that is being actively offered for sale
  • One car, regardless of value
  • Household goods and personal belongs
  • Burial spaces and containers
  • Burial funds up to $1,500 per person
  • Irrevocable prepaid funeral plans
  • Term life insurance
  • Other life insurance not exceeding $1,500 per person
  • The business property currently used for self-support
  • Livestock maintained for business use or home consumption

While the assets of married couples are considered jointly owned under Medicaid, the program does allow the non-applicant spouse a Community Spouse Resource Allowance with the ability to retain a percentage of all assets up to a certain maximum.

Is Consulting an Elder Care Attorney for Long Term Care Insurance and Medicaid Planning Advisable?

What Assets Can an Attorney at a Medicaid Law Firm Help Protect?

How Can Medicaid Planning Lawyers Help with Long-Term Care, Income, and Assets?

How Can a Medicaid Planning Lawyer Assist with Elderly Care Options, Including Nursing Home and Home Care?

How Does a Medicaid Planning Attorney at a Law Firm Assist with Asset Protection for Medicaid?

What Role Do Medicaid Planning Attorneys Play in Long-Term Care Insurance and Nursing Home Care?

How Do Attorneys Specializing in Medicaid Planning Assist with Elder Care and Protecting Assets Under the Law?

How Do Medicaid Lawyers Address Income and Asset Concerns in Long-Term Care Planning?

How Can Lawyers at a Medicaid Law Firm Assist with Asset Protection for Home Care?

How Does Medicaid Law and an Attorney Support Nursing Home Care and Long-Term Care Insurance?

How Can Medicaid Attorneys Assist with Nursing Home Care and Long Term Care Through Medicaid?

How Can a Medicaid Attorney Help with Long-Term and Nursing Care in Managing Assets and Income?

How Does Medicaid Support Asset Protection for the Elderly in Nursing Home Care?

How Can Lawyers Assist with Long-Term and Nursing Care in Elder Care Cases?

Where Can I Find a Houston Medicaid Planning Lawyer?

How Can a Medicaid Attorney Help with Asset Protection in a Law Firm?

What Are the Key Asset Planning Strategies for Medicaid with a Law Attorney?

What Do Attorneys Focus on in Terms of Incapacity Planning Strategies for Medicaid?

Why Consult an Elder Law Firm for Home Care and Nursing Homes?

When Is Legal Advice Necessary for Long-Term Care and Medicaid Applications?

What Legal Steps Are Needed to Qualify for Medicaid in Terms of Long-Term Care?

What Are the Eligibility Requirements for Medicaid Based on Assets?

How Does Elder Law and Medicaid Planning Impact Assets?

How Can an Elder Attorney Assist with Incapacity and Medicaid Eligibility?

How Do Attorneys Help with Medicaid and Assets?

Why Consult an Attorney for Nursing Homes and Medicaid Applications?

What Legal Planning Strategies Do Attorneys Offer for Medicaid and Legal Advice?

How Do Attorneys Help with Medicaid and Assets?

Why Consult an Attorney for Nursing Homes and Medicaid Applications?

What Legal Planning Strategies Do Attorneys Offer for Medicaid and Legal Advice?

What Are Eligibility Requirements and Planning Strategies for Medicaid Application Legal Advice?

How Can an Elder Law Attorney Help You Qualify for Medicaid?

What Role Do Elder Law Attorneys Play in Home Care, Eligibility, and Asset Planning for Medicaid?

How Can a Law Attorney Help You Qualify for Medicaid and Understand Eligibility Requirements?

What Services Do Law Attorneys Provide for Long-Term Care and Incapacity?

How Does a Law Firm Assist with Eligibility and Home Care Matters?

How Does Medicaid Planning Help You Qualify for Assistance?

What’s Involved in Medicaid Planning for Nursing Homes?

How Can a Medicaid Planning Attorney Help with Nursing Home Care and Protecting Assets?

Who Is the Best Medicaid Planning Attorney in Houston?

What Are the Benefits of Consulting Medicaid Planning Attorneys for Long-Term Care in Houston?

How Can a Medicaid Planning Lawyer Help with Home Care in Houston?

How Can Elder Law Attorneys Help You Qualify for Medicaid?

What Do Medicaid Attorneys Focus on in Terms of Planning and Assets?

What Role Does a Law Firm Play in Long-Term Care and Incapacity Planning?

How Do Elder Law Attorneys Determine Eligibility?

How Can Medicaid Attorneys Assist with Protecting Assets?

Why Should You Choose Planning Attorneys from a Law Firm for Medicaid Planning?

Why Hire a Planning Attorney for Elderly Individuals?

How Does Planning for Nursing Home Care Fit into Medicaid Planning?

What Role Do Medicaid Planning Lawyers Play in Asset Protection?

How Does Medicaid Planning Impact Home Care Services?

What Can Medicaid Lawyers Do for Nursing Home Care Planning?

What Role Does Income Play in Medicaid Planning with a Medicaid Law Firm?

How Does Medicaid Law Affect Long-Term Care?

What Does a Medicaid Attorney Offer in Terms of Law and Long-Term Care Insurance?

How Can a Lawyer Help Protect Medicaid Assets?

What Are the Eligibility Requirements for Home Care in Elder Law for Medicaid?

How Can Medicaid Planning Attorneys Help You Qualify and Provide Legal Advice?

What Are the Asset Planning Strategies for Medicaid Application with an Attorney in Elder Law?

What Services Does an Elder Law Attorney Offer in Medicaid Planning and Elder Law?

How Does an Elder Law Attorney Assist with Medicaid Eligibility?

What Role Do Elder Law Attorneys Play in Managing Assets for Long-Term Care?

What Services Do Law Attorneys Provide Regarding Medicaid and Assets?

What Are the Eligibility Requirements and Planning Strategies for Medicaid?

How Can Elder Law Address Incapacity, Home Care, and Legal Advice Needs?

What Are the Roles of Lawyers in Medicaid Planning?
How Can a Firm Assist with Medicaid Applications to Help You Qualify?
How Do Lawyers Assist with Long-Term Care Planning?
What Role Do Attorneys Play in Helping You Qualify for Medicaid?

How does a Houston Medicaid planning attorney interpret Texas law related to Medicaid eligibility?

What distinguishes a Medicaid planning attorney from other law attorneys in Houston?

How can a Medicaid planning lawyer help me understand the eligibility requirements for Texas Medicaid?

How do Houston Medicaid planning attorneys approach Medicaid estate planning?

What role does a Houston Medicaid planning lawyer play in preparing a Medicaid application?

How can a Houston Medicaid planning attorney assist with Medicaid asset protection?

Is there a difference between Medicaid lawyers and Medicaid planning attorneys in Houston?

How does the law attorney’s interpretation of Texas Medicaid law affect Medicaid eligibility?

How do Houston attorneys approach planning Medicaid strategies for nursing home care?

What do I need to know about Texas law as it pertains to Medicaid planning and eligibility?

How can a Medicaid planning lawyer in Texas guide me to qualify for Medicaid?

How do law attorneys assist with Medicaid planning in Texas, specifically in Houston?

What legal strategies are used by a Houston Medicaid planning lawyer for Medicaid asset protection?

How can a Medicaid planning attorney help me navigate the complex Texas Medicaid system?

How does Texas Medicaid planning differ from Medicaid planning in other states, according to Houston Medicaid planning attorneys?

What are the benefits of working with a Medicaid planning attorney when preparing an application to Medicaid in Texas?

How do Houston Medicaid planning lawyers interpret Texas’s Medicaid laws?

How can a Medicaid planning attorney assist with home care planning in Texas Medicaid?

What unique challenges do Houston Medicaid planning attorneys face under Texas law?

How do Houston attorneys ensure a successful Medicaid application process?

How does Texas’s Medicaid program differ from other states as described by a Houston Medicaid planning attorney?

How can a Medicaid planning lawyer assist with planning Medicaid benefits as per Texas law?

Can a Houston Medicaid planning attorney explain the process of applying as Medicaid eligible in Texas?

How does a Medicaid planning attorney in Houston, TX, assist with planning Medicaid benefits for elderly care?

Can a Medicaid planning lawyer explain the process of applying to Medicaid in Texas for long term care insurance?

How can a Medicaid planning attorney in Houston support the process to qualify for Medicaid?

What role can a law firm play in the Medicaid application process in Texas?

How does a Medicaid planning lawyer advise on Medicaid asset protection when considering nursing homes and home care?

What are the eligibility requirements for Medicaid in Texas as explained by a Houston Medicaid planning attorney?

How can planning lawyers help qualify for Medicaid in the context of Texas Medicaid?

How does a law attorney interpret laws on Medicaid and its relevance to elderly care in Texas?

What role does a law firm play in Houston Medicaid planning, specifically in relation to nursing home care?

How can a law attorney in Houston, TX, assist with Medicaid planning for long term care insurance?

How does a planning attorney interpret the law for Medicaid eligibility in Texas?

How do Houston Medicaid planning attorneys approach Medicaid estate planning?

What distinguishes attorneys who are specialized in law Medicaid from other law attorneys?

How does a Medicaid planning lawyer in Texas guide to qualify for Medicaid?

How do law lawyers assist with Medicaid planning in Texas, specifically in Houston?

How can a Houston Medicaid planning attorney assist with planning Medicaid strategies for home care?

How does a lawyer in Houston interpret Texas law as it pertains to Medicaid planning?

What legal strategies are used by a Houston Medicaid planning lawyer for Medicaid asset protection?

How can a Medicaid planning attorney help navigate the complex Texas Medicaid system?

How do Houston attorneys ensure a successful Medicaid application process?

How can a law attorney guide individuals on Medicaid in Houston, TX?

How do planning lawyers in Houston assist with Medicaid eligibility requirements?

How can a Houston Medicaid planning attorney assist with long term care insurance planning?

How do Houston Medicaid planning lawyers interpret the law for Medicaid eligibility?

How can a Medicaid planning lawyer assist with planning for elderly care as per Texas law?

What role does a lawyer play in Medicaid planning for the elderly?

Can a law firm with specialized attorneys assist in navigating Medicaid laws in Houston, Texas?

How can lawyers help with the legal aspects of nursing care, especially when considering Medicaid options?

How does asset protection work in the context of long-term care and Medicaid planning?

Is long-term care insurance a viable alternative to Medicaid for covering nursing home care costs?

What are the challenges a Medicaid planning lawyer might face in Houston, TX when dealing with nursing homes?

How does the experience of a lawyer or attorney factor in when planning for Medicaid and elderly care?

Is home care covered under Medicaid, and how can attorneys help with this in Texas?

How does Texas law affect Medicaid planning, and what role do lawyers play in this process?

How do Texas Medicaid rules differ from those in other states, and how does this impact Medicaid planning?

What is the role of Texas Medicaid planning in ensuring adequate long-term care for the elderly?

Can attorneys help with securing long term care insurance as part of Medicaid planning?

How does Texas’s Medicaid system handle the transition from home care to nursing home care?

What are the key factors to consider when choosing a law firm or lawyer for Medicaid planning in Houston?

How do lawyers navigate the challenges posed by nursing home care laws while planning for Medicaid?

What specific legal strategies are used for asset protection in the context of Texas’s Medicaid system?

How can experienced attorneys guide elderly individuals through the complexities of long-term care in Houston?

What are the advantages of having a lawyer specialized in Texas law and Medicaid when planning for nursing home care?

How do Houston attorneys plan for the financial implications of long-term care insurance in Medicaid planning?

How does the experience of a Houston-based lawyer benefit the elderly when planning for Medicaid and potential nursing home care?

In Houston, how can attorneys assist with the transition from home care to nursing home care under Medicaid?

What experience should a lawyer in Houston, Texas have in order to effectively plan for long-term care under Medicaid?

How can attorneys help protect assets when planning for long-term care insurance in Texas?

What strategies do lawyers use to ensure nursing homes in Houston are compliant with Medicaid regulations?

How does an attorney assist in navigating the complexities of nursing home care and asset protection in Houston?

How can a lawyer help with planning for long term care under Medicaid in Houston, Texas?

In what ways can lawyers in Houston help with the process of applying for long-term care insurance?

How do experienced attorneys in Houston handle the legal aspects of nursing home care under Medicaid?

How can a lawyer in Houston assist with the process of transitioning from home care to nursing home care under Medicaid?

What role do attorneys play in ensuring nursing homes in Houston, Texas are compliant with Medicaid’s asset protection laws?

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Getting the Assistance of a Houston Medicaid Planning Attorney Before You Apply for Medicaid

Once you apply for Medicaid benefits, you will lose any opportunity to protect your assets. It is important to get the assistance of a Houston Medicaid planning attorney to protect what you own before you apply for Medicaid. 

At the Law Office of Whitney L. Thompson, PLLC, we will explore ways to preserve your assets while you still benefit from the Medicaid program. Some strategies we may consider are:

  • Miller Trusts divert any income over the monthly allotted cap to the trust to preserve Medicaid eligibility
  • The creation of an irrevocable trust benefiting your heirs
  • Medicaid-compliant annuities
  • Strategic asset spend-downs
  • Gifting strategies that allow annual per heir gifts without triggering Medicaid eligibility

Furthermore, we can create ways to manage your finances to ensure that your spouse has enough income and resources to continue to live independently while you are in care or after.

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Getting Medicaid Planning Assistance That Considers Your Unique Needs

Each family and its financial needs will be different. Proactive planning can give protection to hard-earned assets, be prepared for the future, and avoid costly headaches. How to protect assets while getting the benefit of Medicaid will depend on each different family’s needs and financial dynamics.

Houston Medicaid planning attorney Whitney L. Thompson and her team at the Law Office of Whitney L. Thompson, PLLC have the experience and insight it takes to ensure that families and their aging loved ones are taken care of respectfully without depleting the assets they have worked so hard for throughout their lives.

Call us at (281) 214-0173 or contact us through our online contact form to schedule a consultation to discuss your options.

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